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Welcome to Centum Modern Mortgage    Our Best Rates  

Different people need different things in mortgage

When ever you buy your first home, refinance your mortgage, looking for an investment property, or just want to learn how mortgage needs to save money by debt consolidating and organizing your finances. Gurpartap Bhutta can help you with all your mortgage needs.Centum Modern Mortgage is a brokerage firm and a registered franchise of the Centum Financial Group Inc. We provide industry-leading mortgage business systems, support, technology, expertise, financial products. . .

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Posted RateDescriptionOur Rates*
9.99%2nd Mortgage 6.99%
3.64%3 Years2.59%
3.00%Prime- .40 (for 5 yrs)2.60%
7.99%One Year (for Dischard Bankrpcy)4.99%
5.44%5 yr2.79%
3.19%4Yrs2.59%
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 Mortgage / Real Estate News  Mortgage Products & Services

Jun, 22 Mortgage Changes
May, 07 CMHC changes may benefit alternative mortgage lenders
Apr, 04 Self-Employed Borrowers Could See Tougher Times Ahead
Jan, 18 Bank of Canada keeps interest rates on hold
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A Wide Variety of Mortgage & Financing Solutions

We know that different people need different things in a  mortgage. We offer homebuyers access to rate information    and mortgage options from a wide range of lenders, including most of the major banks and lending institutions.We have an outstanding range of mortgages and lenders available to help you build the mortgage blueprint that fits your financial future. The Mortgage Products & Services are. . .Read More

   
 Frequently Asked Questions  Mortgage Glossary

First-time Homebuyers Mortgage

Buying a first home is a very exciting time. If you've never had a mortgage before, we can help. Our team of mortgage brokers and specialists are more than happy to answer any questions you may have. All of our consultations are free and you will never have to pay us. ur commitment is to find you the best mortgages Canada has to offer. his valuable information will not only answer some questions you may have about mortgage brokers, but may also make your first home purchase a money-saving experience. . .Read More

Amortization – the number of years it will take to repay a mortgage loan in full.

Appraisal – a process for estimating the market value of a particular property. It can help the purchaser determine what price to offer. It can also be used by the lender for mortgage purposes. The appraisal value seldom matches the actual purchase price as other factors influence price.
Approved Lender - a lending institution authorized by the Government of Canada through CMHC to make loans under the terms of the National Housing Act. . .Read More

 
 
     
 
 
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